Has Anyone been Through Legal Actions?

on Jun 05, 2016 @ 06:25 pm

To make long story short, I been off on Medical leave for a couple of years. My insurance company decided to cut me off after 3 months of paying me. :(
There wasn't really a relevant reason really, they pretty much just cut me off. 

So I decided to fight for myself and got some legal help. In a couple of weeks, I have to go through a discovery process and it's making me super nervous. My lawyer told me it's nothing to worry about, but my anxiety is getting the best out of me. It's going to be a full day of the other lawyer questioning me.

Has any one of you ladies been through a legal process? If so, is that bad through a discovery? I should re-phrase, how was it like through the discovery process? 

Any advice would be much appreciated, thank you. :) 

3 Replies

. on Jun 05, 2016 @ 11:53 pm

Would it be possible to get your doctor to write the insurance company an official letter stating your condition? This could help make the process easier and your situation more credible. Insurance companies often cut payments because there isn't sufficient proof that a medical condition won't allow you to function properly at work. If the condition is anxiety related it's even worse because you can still physically get yourself from point A to point B and if the rest of your duties can be fulfilled, it might be difficult to show that you are not fit to work.

The discovery process may involve many personal questions involving your health, both physical and emotional and they may try to repeat questions along the way to see whether your answers are consistent or not. Just remain calm and answer truthfully. Therefore, what you can do in advance is make sure you have all your facts straight. Write down a timeline of when and how your condition came about, the changes you experienced at work as a result and what you feel you are still not able to do. I suggest you see your doctor with the information you write down and explain your situation to them to see if he/she can help your case in some way. Insurance companies are more likely to listen when a doctor steps in and confirms that what you're saying is true.

Good luck to you with the upcoming process and with your health!


. on Jun 05, 2016 @ 11:57 pm

I never heard the term discovery process but I have been too court when I was charging someone and it was tough. The lawyer questioning me made me look dumb and like a liar. Just make sure you dont change your story or situation or they will pick at that and just be confident. It will be okay:)

. on Jun 06, 2016 @ 01:17 am

Thanks prettyrainbow for some good pointers. I had 3 separate doctors confirming and writing letters to my insurance company before they cut me off. They still cut me off. After I sued them, my lawyer had one of the specialist write a letter and served it to them. It's pretty bad with insurance companies, the same thing happened to a friend of mine but she said she couldn't go through with the legal process. :( I'm only doing this to fight for myself, I've been bullied for years and this is what led me to this situation.

Thanks charbella2, I guess if I'm telling the truth then I have nothing to worry about, I just don't know if I could relive the whole scenario all over again. (telling the story about what happened)

A discovery for examination is a process that they go through for the other lawyer to hear my side of the story under oath. Then comes a mediation, if that doesn't work out then comes the trial. :(

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