on Jan 23, 2012 @ 09:47 am

Not A Joke!!
You will love attorneys for these tips.
Read this and make a copy for your files in case you need to refer to it someday. Maybe we should all take some of his advice! A corporate attorney sent the following out to the employees in his company:
1.Do not sign the back of your credit cards. Instead, put 'PHOTO ID REQUIRED.'
2.When you are writing checks to pay on your credit card account, DO NOT put the complete account number on the 'For' line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
3. Put your work phone # on your checks instead of your home phone. If you have a PO Box use that instead of your home address. If you do not have a PO Box, use your work address. Never have your SS# printed on your checks. (DUH!) You can add it if it is necessary. But if you have It printed, anyone can get it.
4. Place the contents of your wallet on photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place.
I also carry a photocopy of my passport when I travel either here or abroad. We've all heard horror stories about fraud that's committed on us in stealing a Name, address, Social Security
number, credit cards. Unfortunately, I, an attorney, have first hand knowledge because my wallet was stolen last month. Within a week, the thieves ordered an expensive monthly cell phone package, applied for a VISA credit card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to change my driving record information online, and more.
But here's some critical information to limit the damage in case this happens to you or someone you know:

5. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
6.File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
But here's what is perhaps most important of all: (I never even thought to do this.)
7.Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also call the Social Security fraud line number. I had never heard of doing that until advised by a bank that called to tell me an application for credit was made over the Internet in my name. The alert means any company that checks your credit knows your information was stolen, and they have to contact you by phone to authorize new credit..
By the time I was advised to do this, almost two weeks after the theft, all the damage had been done. There are records of all the credit checks initiated by the thieves' purchases, none of which I knew about before placing the alert. Since then, no additional damage has been done, and the thieves threw my wallet away this weekend (someone turned it in). It seems to have stopped them dead in their tracks.
Now, here are the numbers you always need to contact about your wallet, if it has been stolen:
1.) Equifax: 1-800-525-6285 1-800-525-6285
2.) Experian (formerly TRW): 1-888-397-3742 1-888-397-3742
3.) Trans Union : 1-800-680 7289 1-800-680 7289
4.) Social Security Administration (fraud line):
1-800-269-0271 1-800-269-0271

We pass along jokes on the Internet; we pass along just about everything.
If you are willing to pass this information along, it could really help someone that you care about.


12 Replies

really good advice on Jan 23, 2012 @ 10:52 am

This is really good advice, thanks for sharing!

Hope it helps everyone on Jan 23, 2012 @ 10:58 am

My brother emailed me this and I thought everyone should at least read it. With the way things are now a days you just never know. Better to be safe then sorry!

thank you on Jan 24, 2012 @ 11:38 pm

thank you for posting this i had lost my purse 2 months ago, i only keep my id picture in it most of the times everything eles is stored away

excellent! on Jan 25, 2012 @ 03:46 pm

I especially like the idea of photocopying front & back of all the cards in our wallets so we have the numbers and customer support numbers handy. Thanks for sharing!

Good to know! on Feb 13, 2012 @ 04:43 pm

This info is definitely good to know!

Additional tip... on Mar 09, 2012 @ 06:19 pm

Photocopy your passport 2x. Keep one copy at home in a set location where someone you trust can access it and keep the second with you when you travel...but keep it in a different place than your passport.

Trust me... I have lost my passport and needed to get one within 12 hours at our embassy so I could leave on my flight for another country. If you have all the info its a LOT faster.

Thanks for the tips! on Mar 19, 2012 @ 10:07 am

Thanks for the tips. I have a question, sorry if it's stupid, but are the numbers at the bottom American or Canadian? I think the term Social Security number is an American term. It's Social Insurance Number (SIN) in Canada, isn't it?

I'm going to photo copy my cards today!

Also, you should memorize your Social Insurance Number and never carry it with you. I know people who have all their credit card and bank card numbers memorized. I can barely remember all my pin numbers, let alone the whole card number!

Good Question! on Mar 31, 2012 @ 11:02 am

I haven't checked these numbers out... but SIN is Canadian and Social Security is US. SIN is not supposed to be used as ID anywhere, so its good that it doesn't leave home.

Here's a SIN link:
Phone numbers are there too....

Hope this helps :)

advice on Apr 03, 2012 @ 01:14 am

great advice

Awesome tips, on Apr 03, 2012 @ 07:55 am

Awesome tips, Thanks takoda

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