Credit score challenges...oh my!

on Feb 04, 2016 @ 02:29 pm

So I've had identity theft happen already once to me. And it was so not fun! To keep an eye on my accounts and what goes on in the background after everything has been sorted out after all the years, I've paid for Equifax's monthly monitoring. Today I get an email that my credit score has gone DOWN. 
Excuse me What??? 
1/2 and hour on the phone with Equifax to find out who sent the report in that said I was over-limit on a card. (which is impossible because IF we use the card we pay it off same day or next day)
OVER an hour with the Credit Card company trying to figure out How and Why that letter was sent on my account...and they STILL can't figure it out!
Word to the wise...You can get free credit checks by mailing in a form to Equifax...I recommend it if you don't mind paying the postage once in a while.
Happy Thursday

1 Replies

. on Feb 04, 2016 @ 02:47 pm

Is it possible someone stole your card? that sucks

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