Post Secondary Education: OSAP Funding vs SLOC


I am hoping that some of my fellow Chickadees might have some insight as to what would be the best solution to securing funding for my daughters university costs. She is going to school  4 hours away and this year we are learning the hard way that the government falls way short in the maximum funding allotments so fortunately with a part time job, an acceptance offer, family and bursaries and scholarships we have successfully been able to cover what would have been a $3000 shortfall however there is no way that she can keep up her grades with having to work full time hours to pay the tuition cost left outstanding. These must be paid in order to attend school this summer or register and chose classes for next September. Does anyone know which other financial  route and services we could look at that would loan the total funding needed to satisfy the cost and still allow her to work part time only while the major concentration remains on her schooling. She shouldn't have to suffer or struggle like this due to the lack of finance in her parents account.  Thanks ladies in advance for your time and consideration to our delimma and any other information or ideas would be welcomed and more than a blessing. 
Feb 12, 2016 @ 09:45 am

6 Replies



Have you visited or called the university's Registrar's Office? They could direct you to the department that deals with this issue.
Feb 12, 2016 @ 12:50 pm


A few more things you can look into...

- Grants (call the Bursuries or Registrar's office for more info)

- Supplemental income like online surveys or freelance work that she can do on her spare time.

- Selling Avon, Mary Kay or Stella and Dot

I hope this helps!

Feb 13, 2016 @ 04:25 am


I appreciate your time and contribution
Feb 14, 2016 @ 10:41 am


I had the same problem when I went to school. I ended up getting a student line of credit from my bank and using that towards any extra expenses that weren't covered by OSAP, bursaries etc. A parent had to co-sign for me and you have to pay interest every month on the amount you've used but you don't have to start paying the debt back until a year AFTER you finished school. I even went back to school for post-grad and was able to go back to paying just interest until a year after I was done my post grad.
Feb 18, 2016 @ 11:30 am

Thanks for Contributing

Wondering what do you think about the federal governments announcement about tuition funding for individuals from low income families.
Feb 28, 2016 @ 01:36 am


Aside from the ideas mentioned here, she should look into her part time job or any of your family member's jobs for opportunities. I know large companies (like McDonalds for example) offer scholarship opportunities to their employees who demonstrate high achievement while working. Your daughter may also have opportunities to apply through your work possibly. Also, not sure of your heritage, but many foundations exist that will support members of various communities (Italians, Croatians, etc.). Beyond that, she should work as hard as she can to achieve good grades and get on the Dean's List etc. for more scholarship opportunies.
Jul 13, 2016 @ 11:11 am

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