|my thoughts on May 26, 2009 @ 09:52 am|
Although the recession didn't really directly affect me, it did affect my spending habits. I feel like i should save more spend less. But what i notice is that instead of big purchases, i splurge on smaller things. Like instead of getting a new designer purse, i spend more money on makeup/cosmetics etc. And when it comes down to it, they add up. I also still continue to purchase the cosmetics that i always use, even though there are cheaper alternatives. I do notice however, i try to look out for more deals when i go grocery shopping, or i cook at home more etc. What about you?
|self-proclaimed coupon ninja on May 26, 2009 @ 10:04 am|
I know it sounds super dorky, but I have begun clipping coupons and shopping only the sales. We've cut our household and grocery bill almost in half! When you can get toilet paper, body wash, shampoo, toothpaste, bandaids, cereal and much more for less than 50 cents each (and sometimes free!), it makes a huge difference! It's amazing how many deals there are out there if you take the time to look. New moms especially can save alot because there are so many diaper coupons and such available.
Also, you can call your utility companies and ask for new promotions. By signing up for direct deposit, we saved on gas. By tweaking our cable/internet/phone bundle, we saved an additional $25 per month. We switched to Netflix and swear by it! Saved so much on movie rentals, I can't believe we didn't think of it sooner.
|sorta ... on May 28, 2009 @ 04:18 pm|
I am not personally affected by the recession. My job is pretty secure and I still make my decent salary (knock on wood). However, I've seen the recession affect those around me. B/c of their direct tie to the recession, I've changed my habits a little bit. Its their experiences that's helped me to realize that no one is safe and we should all live well w/n our means should something unthinkable happen.
I've always been sensible w/ money. Seeing friends struggle as a direct result of the recession makes me spend even more sensibly. Having said that, I'm still out there spending when I need to, and even a little splurging on little things. For the economy to come around, money still has to be moving. Get out and buy something!